Must ask for reconsideration within 60 days from the date of the overpayment notice.Prove you were not overpaid - submit evidence in support.Prove it is not your fault AND prove you cannot afford to pay it back.SSI overpayment - no more than 10% of your monthly benefit.Negotiate a plan that allows you to meet your basic needs.Call Social Security and set up a repayment plan.The options below explain what you should do and when: Pay it back when: If you agree you were overpaid (do not dispute the facts) and it was your fault you were overpaid − negotiate a reasonable payment plan with Social Security.If you agree you were overpaid (do not dispute the facts) but it was not your fault you were overpaid − ask for a “waiver” of the overpayment.If you disagree you were overpaid (dispute the facts) − ask for “reconsideration” of the overpayment.Review the overpayment notice and determine why Social Security alleges you have been overpaid. What do I do if I receive a Social Security overpayment notice? When your living situation changes (your rent increases or decreases, your electricity is now included in your rent, you get a roommate who pays room and board) and these changes affect the amount of your SSI but Social Security has not considered them in determining your SSI benefit for the month(s).When Social Security incorrectly calculates the amount of retroactive (back) disability benefits owed to you.When you have income from other sources that has not been taken into account in figuring your monthly benefit amount.When you or your spouse go back to work and the earnings are not taken into account in figuring your monthly benefit amount.There are many reasons Social Security may think you have been overpaid.

What can cause a Social Security overpayment? An overpayment happens when Social Security decides you received more money than you were supposed to get, either in your monthly disability benefit check or your lump sum back payment.

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